Welcome to TekMarkets. These Terms & Conditions ("Terms") govern your access to and use of tekmarkets.com, including your account, purchases, digital downloads, communications and related services.

By accessing TekMarkets, creating an account or completing a purchase, you acknowledge that you have read, understood and agreed to these Terms.

If you are purchasing on behalf of a business or organisation, you confirm that you have the authority to accept these Terms on its behalf.

TekMarkets is an online marketplace operated through tekmarkets.com for the sale and delivery of digital products.

Products available through TekMarkets may include digital files, software, templates, documents, educational resources, licences, downloadable materials and other electronically delivered products.

Product descriptions, specifications, compatibility information, licensing terms and other material information are provided on the relevant product page and should be reviewed before purchase.

Certain TekMarkets features may require you to create an account.

When creating an account, you agree to provide accurate, current and complete information and to keep your account information reasonably up to date.

You are responsible for maintaining the confidentiality of your login credentials and for activities carried out through your account.

You should notify TekMarkets promptly if you believe your account has been accessed without your authorisation.

TekMarkets sells products that are supplied electronically. Because digital products may differ in format, functionality, compatibility and licensing, you should review the product description before purchasing.

Product information

We aim to provide accurate and useful product information. Product descriptions may include information about file formats, system requirements, compatibility, included materials, licence restrictions and other applicable conditions.

Product compatibility

You are responsible for confirming that a digital product is compatible with your device, operating system, software version or intended use before purchasing where such information is reasonably available.

If a product has specific technical requirements, those requirements should be stated on the applicable product page or accompanying documentation.

Prices displayed on TekMarkets are stated in the applicable currency shown at checkout. The price payable by you will be the amount presented before you confirm your purchase, subject to applicable taxes, charges or other amounts that are required to be disclosed.

Payment must be successfully authorised before a digital product is made available for delivery.

We may use third-party payment processors to process transactions. Payment information may therefore be handled by those providers in accordance with their applicable terms and privacy practices.

Digital products may be delivered through one or more of the following methods:

• Download links provided after purchase.
• Access through your TekMarkets account.
• Delivery to the email address associated with your order.
• Activation or licence information.
• Another electronic delivery method identified on the product page.

Delivery times may vary depending on the product and delivery method.

You are responsible for providing an accurate email address and maintaining access to the account or device required to receive your purchase.

Failed or delayed delivery

If you complete a purchase but do not receive your digital product within the stated delivery period, please contact TekMarkets customer support so that we can investigate and assist you.

Unless the applicable product description or licence states otherwise, purchasing a digital product gives you a limited, non-exclusive and non-transferable right to use the product for its permitted purpose.

A purchase does not automatically transfer ownership of the copyright, trademarks, source files, intellectual property or other proprietary rights associated with the product.

You must comply with any licence terms supplied with the product.

Unless expressly permitted, you must not:

• Resell or redistribute the purchased product.
• Share paid download links with unauthorised persons.
• Upload purchased files to public file-sharing services.
• Remove copyright, trademark or ownership notices.
• Repackage a product and sell it as your own.
• Use a product in a way that violates its applicable licence.

Because digital products may be delivered immediately or made available for download, refund eligibility may depend on the nature of the product, the circumstances of the request and applicable law.

Where a product is defective, materially different from its description, inaccessible after a successful purchase, or otherwise fails to meet applicable requirements, please contact us so that we can review the issue and determine an appropriate remedy.

Depending on the circumstances, a remedy may include providing a corrected product, restoring access, replacing the product or issuing an appropriate refund.

Nothing in these Terms limits any consumer right to a refund, replacement, cancellation or other remedy that cannot lawfully be excluded.

TekMarkets and its licensors retain all rights, title and interest in the TekMarkets website, branding, logos, software, design, text, graphics and other platform materials, except where ownership belongs to another party.

Digital products may also contain intellectual property owned or licensed by their respective creators, publishers or rights holders.

Nothing in these Terms grants you ownership of intellectual property beyond the rights expressly granted to you through your purchase or the applicable product licence.

When using TekMarkets, you agree not to:

• Use the platform for unlawful purposes.
• Attempt to gain unauthorised access to accounts or systems.
• Interfere with the operation or security of the website.
• Use automated systems to abuse, scrape or overload the platform.
• Submit false, fraudulent or misleading information.
• Use another person's account without authorisation.
• Attempt to obtain products or services through fraudulent payment activity.
• Copy or exploit TekMarkets content without permission.
• Use purchased digital products in violation of their licence terms.

We may update, modify, replace or discontinue products, product descriptions, features or parts of the TekMarkets platform from time to time.

Where an important change affects an order you have already completed, we will take reasonable steps to address the situation in accordance with applicable law and the circumstances of the order.

We do not guarantee that every product or platform feature will remain available indefinitely.

TekMarkets may integrate with third-party services such as payment processors, hosting providers, analytics services, authentication providers or digital delivery systems.

Third-party services may operate under their own terms and privacy policies. TekMarkets is not responsible for terms or practices that are exclusively controlled by independent third-party providers.

TekMarkets will take reasonable steps to maintain the availability and functionality of the platform. However, temporary interruptions may occur because of maintenance, technical failures, internet connectivity issues, third-party services or other circumstances outside our reasonable control.

We do not guarantee that the website or every digital product will be uninterrupted, error-free or compatible with every device, operating system or software environment.

Nothing in these Terms excludes or limits any responsibility or consumer right that cannot lawfully be excluded or limited.

To the extent permitted by applicable law, TekMarkets will not be responsible for losses that arise solely from your misuse of a digital product, failure to follow applicable product instructions or licence terms, or circumstances outside our reasonable control.

Nothing in these Terms excludes liability where such exclusion is prohibited by law, including liability arising from fraud, wilful misconduct or other matters that cannot legally be excluded.

We may restrict, suspend or terminate access to an account where reasonably necessary to protect TekMarkets, its customers or third parties, including where there is suspected fraud, abuse, unlawful activity, security risk or material violation of these Terms.

Where appropriate and legally permitted, we may provide notice and an opportunity to resolve the issue before taking action.

Termination does not remove rights or obligations that by their nature should continue after termination.

Your use of TekMarkets is also subject to our Privacy Policy .

Our Privacy Policy explains how we collect, use, protect and manage personal information associated with your use of the website, account and purchases.

We may update these Terms from time to time to reflect changes to our services, products, technology, business practices or legal requirements.

When we make changes, we will update the "Last updated" date displayed at the beginning of this page.

Your continued use of TekMarkets after an updated version becomes effective constitutes acceptance of the updated Terms to the extent permitted by law.

These Terms are governed by the laws of the Federal Republic of Nigeria, subject to any mandatory rights or protections available to consumers under applicable law.

If you have a concern about an order or your use of TekMarkets, we encourage you to contact us first so that we can try to resolve the matter directly.

Nothing in this section prevents a consumer from exercising a right or pursuing a remedy available under applicable law.